If you are a frequent traveller, then you should opt for a multi-trip travel plan because it works out to be cheaper.
A salaried individual needs to file returns as a business owner if s/he has a high turnover while trading in stocks or futures & options, reveals Tinesh Bhasin.
Be cautious when purchasing from little-known Web sites.
Overcome your greed. Rebalance your portfolio
While Indians don't buy property during May-September due to the holidays/rains/ religious reasons, buyers should scout for property now.
If you missed the primary market bus but still want to invest in Sovereign Gold Bonds, then feel lucky.
UTI Mutual Fund has launched UTI-FAMILY (that allows investors to buy mutual fund units in their name, but the returns go straight to a parent's bank account.
Monitor how long the high cash position lasts. If it lasts for a month or two, it is fine. But if it continues for a couple of quarters, seek your advisor's opinion on whether to exit the fund.
Resolution to the bad loans problem has to be incremental, and the RBI has to ensure NPAs are not swept under the carpet, HDFC chairman Deepak Parekh tells Joydeep Ghosh.
While you can always correct them, the sooner you do it the better it is for you, says Sanjay Kumar Singh
If customers did not see value in what we provide them at the price point at which we provide these, they would not have been there with us in such a competitive market, says HDFC deputy managing director Paresh Sukthankar.
'If you retain your account with the EPFO for 10 years, you get a life-long pension.'
'Small investors usually rely on tips or recommendations from a friend for stock picking.' 'These platforms offer them unbiased research for making their investment decisions.'
As protectionism grows from the United States to Australia, Sanjay Kumar Singh draws up a comprehensive financial checklist for those shifting to India.
When selecting a liquid fund, stick to schemes with an AUM of above Rs 1,000 crore.
Sanjay Kumar Singh tells you what to watch out for when buying insurance and investing in MFs online.
Sanjay Kumar Singh draws up a mediclaim policy checklist.
'Many of those who invested in NCD issues are those who traditionally put their money in fixed deposits...'
'Debt mutual funds are a good option now because interest rates are coming down.' 'Retail investors must put a majority portion of your money in short-term debt funds (1 to 3 years) and only a small portion in actively managed dynamic funds.'
When submitting house rent allowance receipts, claiming that you pay rent to a close relative like parents, siblings or spouse, ensure that you have supporting documents to substantiate it.